From Queues to Clicks: A Case Study on ServiceTransformation Using Byond by Bank Syariah Indonesia. Nahdlatul Fikr Int. J. Islam. Stud. Educ. Humanit. 2025;1(2):45-58. Accessed February 17, 2026. https://ejournal.kampusalazhar.ac.id/index.php/jnf/article/view/19